Listen up jet-setters; hyperWALLET has got your back. You can now use your prepaid card all around the globe now the global payment solutions Company has expanded its integrated global prepaid card products to reach over 40 countries. Providing you flexible program management and customer self-service in 14 currencies and languages via online, mobile and voice response channels. Cutting beneficiary and program costs when compared to dollar-denominated prepaid cards that are issued by a U.S. bank and utilized by a foreign beneficiary, the globalization of the program does not subject locally-issued card products to foreign exchange levies (often in excess of 5%) nor do they attract high “foreign” ATM withdrawal fees.
American Express Gold Card – More a Lifestyle Choice Than Rewards Card
30 Aug
Posted by Shannon Reyes as Credit Cards
The American Express Gold Card is a status symbol. It’s only offered to people with superb credit, and you are required to pay the balance in full each month. This is a throwback to the American Express of yore, when these “charge cards” made you part of an exclusive club with benefits to match. These days, anyone who meets the qualifying standards and pays the sizable annual fee can carry the Gold Card, but you still get access to impressive exclusive benefits, along with a slightly-better-than-ok rewards program.
It’s not the best rewards program
Amex actually offers two different varieties, the American Express Gold and the American Express Premier Rewards Gold. Both of t
The Skinny on Real Estate
When I consented to review The Skinny on Real Estate Investing, I assumed I’d be reviewing a book, and not a pamphlet illustrated by my 8-year old niece who drools a lot and still has some trouble negotiating bathroom time. This review might run longer than the book itself.
Jim Randel’s series of illustrated The Skinny on titles boasts that it’s “For Really Busy People!” It’s also suitable For Really Fidgety People who can’t get through a book longer than 10,000 words. The lengthies
There are many, many different rewards programs available from different card companies. In fact, each individual card provider may have a series of different rewards cards specifically designed for different segments of their customer base.
It is very common for a rewards program to provide you with cash back or rewards points. For example:
- Some credit cards will reward you for every single purchase you make. It is common to get 1 percent cash back on any purchase.
- Some cards will provide you with bonus cash back on purchases in certain categories.
Calm Down, the Poor Are Not Paying for the Rewards of the Rich
26 Aug
Posted by Shannon Reyes as Credit Cards
At issue: The Boston Federal Reserve is making policy recommendations based on a statistical model showing that the “poor” subsidize credit card rewards for the “rich”. While there’s nothing wrong with writing such papers as an academic exercise, you have to be a lot more careful about your assumptions when writing political papers that are meant to influence popular opinion and public officials.
The initial “WTF”: Back-of-the-envelope math doesn’t really work out. The authors assume a 0.75% reward rate on average (p. 15), so in order
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