Impulse buying is something we’ve all done. Maybe it was a glossy magazine in the checkout line or a pair of shoes being offered at a price you “couldn’t pass up”. These small, irrelevant items that find their way into your shopping cart can add up quickly. Although impulse buying has dealt a fatal blow to many a household budget, the good news is yours doesn’t have to be next. Arming yourself with a few tips before you go out shopping can ensure you resist the urge to make these trivial (and costly) purchases for good.

1. Track spending trends.

At the beginning of the month, start a log. Write dow

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The Skinny on Real Estate

When I consented to review The Skinny on Real Estate Investing, I assumed I’d be reviewing a book, and not a pamphlet illustrated by my 8-year old niece who drools a lot and still has some trouble negotiating bathroom time. This review might run longer than the book itself.

Jim Randel’s series of illustrated The Skinny on titles boasts that it’s “For Really Busy People!” It’s also suitable For Really Fidgety People who can’t get through a book longer than 10,000 words. The lengthies

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Debt. It’s something that has some sort of bearing on most people’s lives. In this day and age, it’s certainly not unusual to be in debt. For many, debt has very little impact on their lives as they are able to control and manage their debt and keep repayments at affordable levels. For others however, debt can cause stress, anxiety and unhappiness. It’s one of those things that if you don’t keep on top of it can spiral out of control. It is often said that debt is easy to get into but much harder to get out of.

Debt Free

The following 5 tips are designed to help people manage their finances and avoid falling into debt:

1.) Only buy what you need – it’s amazing how much money we waste on impulse purchases that we don’t actually need. It’s a habit th

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I recently read a good article from Yahoo Finance about 6 Extreme Ways to Go Frugal and Save. It was a great article with some great tips for going frugal but in many ways I thought the title was a little misleading. Not one of their options seemed even slightly extreme to me. In fact I would say in the current economic climate all 6 tips are perfectly normal things to do when trying to cut back a little.

I thought it would be more fun and interesting to look at some real extreme ways to go frugal based on the idea’s set out in the Yahoo article.

So here goes…..

1. Wal

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If you have a good credit score, part of that means you’re always paying your credit card bills on time. For people that do pay their bills on time, it can be difficult to imagine how credit card companies ever make money and how much money they could possibly be making. H Read more…

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