The Internet has made applying for a credit card quick and easy. Not only has the Internet made online applications a reality, but it also has made finding, reviewing and comparing credit card offers a snap.

While it may at first seem complicated to apply online for a card, it’s really simple. We’ll walk you through the process here, which only takes a couple of minutes. An online credit card application involves just three steps:

1. Compare, review and pick the card you want
2. Visit the card’s secure online application page
3. Fill out the online form to submit your application

Let’s take a look at each of these steps.

Step 1: Compare, review and pick the card you want

The first step is to choose a credit card. We’ve made that task easier by organizing credit card offers by category. In the left sidebar you’ll see five primary categories of credit cards: (1) low interest rate cards, (2) rewards cards, (3) cards by credit history, (4) cards by type, and (5) cards by issuer. These card offers include credit cards from major issuers such as Citi, Discover, Chase, and American Express.

On each page you’ll find the information you need to choose a credit card. This information includes the card’s interest rate, any 0% introductory offers, and details on any rewards offered by the card. Once you’ve chosen a card, it’s time to move to step two.

Step 2: Visit the card’s secure online application page

With each credit card offer you’ll find here at Credit Card Offers IQ, you’ll see a green or orange apply button. Pressing this button will take you to that card’s official online application page. It’s important to note that you’ll never be asked for confidential information here at Credit Card Offers IQ. All of your application information will be provided directly to the credit card company on their secure website.

Step 3: Fill out the online form to submit your application

Once you’ve chosen the card you want and gone to the card’s online application, it’s a snap to apply online for the card. By federal law, credit card companies must collect certain basic, identifying information. This information includes your name, address, date of birth, and social security number. You will also be asked about your occupation and income, and whether you have any bank accounts.

If you are applying for a card with a 0% balance transfer option, you may also be asked about the balances you wish to transfer. And if you want to add other authorized users, you will be asked for their name.

Once you’ve submitted your application, you should receive a confirmation e-mail from the credit card company stating that your application has been received. For some cards, you can actually get the results of your application in about 60 seconds. Called instant approval cards, you can check out our list of instant approval credit cards that we update daily.

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