The Citi Cash Returns Card is one of the best rewards credit cards in the Citi credit card lineup, offering a great cash rewards program and additional benefits, including up to a 15 month balance transfer period. If you are looking for a top notch rewards card or a great balance transfer card, then consider the Citi Cash Returns Card.

Citi CashReturns Card Review

There are two main benefits of the Citi CashReturns Card: cash rewards and the 0% balance transfer. The cash rewards are unlimited and automatic, the best combination you can find, and the 0% balance transfer period is one of the longest on the market.

Unlimited Cash Rewards: The Citi CashReturns Card offers an unlimited cash rewards program, which separates it from many other cash rewards credit cards, which often limit the rewards you can receive in any given year or period. You automatically earn a minimum of 1% cash back on all purchases, and you can earn even more when you shop in the Citi® Bonus Cash Center. According to the Citi CashReturns Card page you can earn average of 5% cash back on every purchase from over 400 participating merchants in the Citi® Bonus Cash Center.

Automatic cash back. The best feature of the cash rewards program is the automatic rewards payment system. You will automatically receive a check once you earn $50 in rewards. You don’t have to ask for it, claim it, or otherwise jump through hoops – they just send the check once you reach the payout point. Don’t you wish all cards made it so easy!

0% Balance Transfer: If you need to do a 0% balance transfer to reduce your credit card interest rate, then this card is a great option. You can currently get a 0% balance transfer for up to 15 months, based on your credit history and application. There is a small balance transfer fee, but that is common on credit cards nowadays. The important thing to remember is that you can still save hundreds of dollars, even with the transfer fee. Once you have paid off your credit card bills you still have a great cash rewards card.

Citi CashReturns Card Features

  • Earn unlimited cash back on everything
  • Full 1% cash back on all purchases
  • Automatically get a check every time you earn $50 cash back
  • Average 5% cash back at over 400 leading retailers through the Citi Bonus Cash Center
  • 0% APR on balance transfers for up to 15 months*
  • No annual fee

Other Citi CashReturns Card benefits: Other benefits include an automatic extended warranty on most card purchases, retail purchase protection, $0 liability on unauthorized charges, Travel and Emergency Assistance, Automatic Travel Accident Insurance, Auto Rental Insurance, Citi® Credit Card Benefits & Services. See the official terms for more information about these benefits and perks.

Overall, I give this card a thumbs up. If you are looking for a great cash rewards credit card or 0% balance transfer card, then the Citi CashReturns® Card is a solid option.

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