I have published a short consumer guide here that explains the difference between a “note” and a “mortgage” in the context of an Alabama Foreclosure.

Basically the Note is the debt – the amount you owe and it tells us who you owe the debt to while the Mortgage is the thing that ties the debt to your home – that makes the debt secured rather than unsecured.

I will be publishing additional guides under my Avvo profile on a variety of consumer issues.

If you would like more information on foreclosures, please check out our articles The Three Stages Of Foreclosure In Alabama and Wrongful Foreclosures In Alabama.

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