Want to earn rewards without accumulating debt? Well now you can with PerkStreet Financial’s first 2% cash back program for debit card users who have a daily opening balance of at least $5,000. Customers will continue to earn PerkStreet’s standard 1% cash back on all non-PIN debit card purchases even when their account balance is less than $5,000. The new “PerkStreet Financial Visa” Debit Card allows you to earn up to 5% cash back at preferred merchants or in specified categories, making available to the typical American family over $600 annually in exchange for their everyday spending. The membership fee-free “PerkStreet Financial Visa” will be announcing many other special opportunities to earn up to 5% throughout the year.

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As consumers watch credit card interest rates rise following the after effects of the Credit card Act of 2009, there seems to be good news. Zions Bank has a low rate Visa Platinum card that has been ranked as the top card in the country for the interest rates in the market for customers whit good credit scores. Zions card is beating 216 other cards and being ranked as the winner of “LOW APR” and also being listed as money magazine‘s 2010 Best Credit Card.

Zions Bank’s card which is a Low Rate Visa Platinum card has a rate which is introductory and at 7 % variable APR for new sales and no annual fee it is a great deal indeed. There are also options to customize the first card free of charge with their own photo’s. Clients may also be able to earn over 50 percent cash back for being part of Zions Cash Rewards merchants if found eligible.

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() Washington – The U.S. Bureau of Labor Statistics reported this morning that the average weekly wage of salaried workers in the second quarter were $740, marginally lower than $748 in the previous quarter, though salaried workers’ wages were up 0.8% over the year-ago period.

Government data also showed that unemployment in 39 states had declined in June, though those figures represent a considerable number of workers who’ve dropped out of job search due to the state of the U.S. economy.

Nevada showed dismal unemployment levels with a state average of 14.2 percent in Sen. Harry Reid’s home state where the Democratic leader is facing a re-election campaign against Republican candidate Sharron Angle, though a television smear campaign against Reid’s opponent over jobs is drawing voter attention.  Still, neither Reid or Angle can do much to turn around the State’s lagging gaming and tourism industry that employed thousands.

Among the major race and ethnicity groups, the BLS reported that median earnings for black men working at full-time jobs were $632 per week, 75.4 percent of the median for white men, $838.

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There are many types of loans available to borrowers. The choice would depend on certain factors that are to be considered when getting a loan. The personal loan is used by many people for debt consolidation, going on a vacation, education expenses, home improvements and other need for quick cash. This loan can be classified into different types.

Secured and unsecured loans
The distinction between the secured and unsecured loans lies on the use of collateral as a security for the loan to be taken. Secured loans are backed by properties while the unsecured ones don’t have any collateral but may have higher interest. People who have properties to use as collateral prefer the secure loan because the interest is considerably lower.

Short term and long term loan
Some people may prefer short term bad credit loans that has very low interest if they need fast cash that they can pay back immediately. Read more…

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In general, filing for a personal loan is quite quick and easy if your financial goal does not involve high amounts. Most of the time, the lenders impose a ceiling of about $5,000 since the loan is unsecured. Unlike filing loans for a car, it is not backed up by collateral. This article will provide the basic requirements for accomplishing your person loan.
First, you must identify yourself. This would involve digging up all your personal information. The typical initial requirement would be your driver’s license but you could also be asked for your social security number. For your information, this is a series of digits given to the residents of the United States with the primary purpose of tracking people for tax reasons. For the lender, it will be used to administer a credit report to check your payment capacity with former lending bodies. Read more…

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